Equated and Survivor Options
You can elect any of the survivor options and still choose the equated plan. These are known as the 100% equated, 75% equated, and 50% equated plan options.
To calculate your equated survivor pension, we start with your applicable (100%, 75%, or 50%) survivor pension amount. We then use that figure and your Social Security estimate at age 62 to determine your pre-62 and post-62 equated amount.
If you are interested in creating a combined equated and survivor option pension estimate, refer to our online pension estimator.
Additional notes about the equated survivor option
- If your beneficiary should die before you, your benefit will revert to a straight life equated plan.
- Upon your death, your survivor will receive the standard survivor amount calculated under a 100%, 75%, or 50% survivor option, as if the equated plan was not chosen.