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Labor and Economic Opportunity

MSHDA Awards $907,500 Affordable Housing Grant to Habitat for Humanity Michigan

Media Contact:
Misty Miller

MSHDA Communications

Sandra Pearson
Habitat for Humanity Michigan
517-485-1006 ext. 111

February 2, 2017


LANSING, Mich. – More than 65 families will be one step closer to owning a home with help from an $907,500 grant awarded to Habitat for Humanity Michigan by the Michigan State Housing Development Authority.

“Thanks to strong community partners like MSHDA, we are better able to build strength, stability and self-reliance for families struggling to find affordable housing in Michigan,” says Sandra Pearson, President and CEO of Habitat for Humanity of Michigan. “Over the last five years alone, the HOME grant has served more than 1,500 individuals, over half of which are children. Building a solid foundation for the next generation helps guarantee a vibrant future for our communities.”

Qualified Michigan families could receive up to $12,000 toward owning a Habitat home. The sum can be used for principal reduction and assistance with prepaid costs. A reimbursement of $350 per family is also available for pre-purchase counseling administered by a MSHDA or HUD certified counselor.

Habitat partner families are selected based on need, ability to pay, and willingness to partner with the organization. Families interested in purchasing a Habitat home must commit to a minimum of 200 sweat equity hours toward their future house or with another Habitat for Humanity project.

Eligible families must have a total household income between 30 and 60 percent–not to exceed 80 percent–of area median income as determined by HUD.

“Partnering with an organization like Habitat for Humanity Michigan spurs the development of more quality affordable housing in Michigan and it has the positive impact of helping low-income families become homeowners,” said Brian Mills, MSHDA’s acting executive director.

MSHDA is able to provide this financial support to HFHM through a HOME grant, a HUD program designed to increase homeownership and affordable housing opportunities for low- and very low-income Americans.

Long-term affordability to create a stable, sustainable living situation is Habitat’s ultimate objective, with an impressive foreclosure rate of less than one percent.

“The program starts with educating families about their budgets and credit scores, which leads to setting financial goals such as home ownership,” Pearson said. “This leads to self-reliance and quality affordable housing for our families who work in partnership with us. All of our families must pay on a mortgage, pay property taxes, and have skin in the game through their sweat equity labor contributions to the house that becomes their home.”

The Michigan State Housing Development Authority (MSHDA) provides financial and technical assistance through public and private partnerships to create and preserve decent, affordable housing for low- and moderate-income residents and to engage in community economic development activities to revitalize urban and rural communities.*

*MSHDA's loans and operating expenses are financed through the sale of tax-exempt and taxable bonds as well as notes to private investors, not from state tax revenues. Proceeds are loaned at below-market interest rates to developers of rental housing, and help fund mortgages and home improvement loans. MSHDA also administers several federal housing programs. For more information, visit

Habitat for Humanity of Michigan is the state support organization for Michigan’s 70 Habitat for Humanity affiliates which serve nearly every county in the state. HFHM’s mission is to increase the capacity of Habitat for Humanity affiliates in Michigan to build or renovate simple, decent homes in partnership with people in need.